#1 Scam in Arizona - Unlicensed Loan Modifiers

Don’t pay for a loan modification.
There are certified HUD counselors who will work with you at no charge.
The lender may also work with you. NEVER pay fees for a loan modification!

Don’t talk to anyone that is not  licensed Realtor® or an attorney licensed to practice in Arizona
There are unlicensed individuals out there that are not doing what is in the best interest of the home buyer, seller or lender.

Don’t sign off on OPTIONS or ‘quit claim deeds.’
Many people do this because they are approached by people claiming that they are expert negotiators with the banks. They tie up your property but you are still on the hook because quit claim deeds or options do not relieve you of your mortgage obligation. Your home can be sold to someone else, leaving you a financial burden without a solution

Don’t pay home seller fees
There are people charging home seller fees for services which are available for free. They claim to be ‘loss mitigation’ experts that have worked for banks and know how to get you out of your situation. They will charge up front fees then disappear with your money having done nothing to solve your problem.

Never pay anyone fees to sell your house or modify your loan!

Why do people take advantage of someone that is already losing their home? Because they can! Current economic conditions create opportunity for some unscrupulous individuals to take advantage of consumers.

Don’t be a victim! DO NOT SIGN any documents before calling a Realtor® or licensed attorney. Both must abide by a code of ethics and Arizona law.

Protect yourself from these frauds by learning more about you options.

Call or email us today. We are here to help AT NO COST TO YOU.

AZ Real Estate Concepts
480-855-5338